Highmark West Virginia, formerly known as Mountain State Blue Cross Blue Shield, is the premier health insurance provider in West Virginia. Highmark West Virginia offer plans for individuals, families, self-employed individuals, and employer groups of all sizes. Highmark of West Virginia is currently insuring nearly 500,000 of West Virginia’s 1.8 million residents and was founded in 1932. Deacon & Deacon Insurance Agency has been a partner with Highmark WV/Mountain State Blue Cross Blue Shield for years.
Highmark of WV has the best network in West Virginia as they have been in business for a very long time and you are more likely to find a doctor in the most rural parts of the state that accept Highmark Blue Cross.
As West Virginia’s largest private health insurance company, Highmark West Virginia (Mountain State) is the only health insurance company operating under the Blue Cross and Blue Shield logo in the Mountain State. As a leader in the healthcare industry, Highmark is very respected and has helped towards improving the health status of West Virginians.
Individual and Family Health Insurance Plans
Highmark WV offers traditional PPO plans with deductilbes ranging from $500-$5,000, depending on the type of plan. These plans include a doctor copay of $25 and a 50% / 50% prescription drug card. They cover 100% of well child visits, with no deductible.
Highmark of WV also offer high deductilble health plans (HDHP) that can be paired with a health savngs account (HSA) that are eligible for tax advantages. This style of plan has and lower premiums than traditional, low deductible plans and are eligible for tax advantages and write-offs. Consult your tax advisor.
Traditional Plans with Doctor Copay and Prescription Drug Card
Highmark West Virginia Super Blue Plus 2008 Summary of Benefits
Highmark West Virginia Super Blue Plus 4th Quarter Rates
Highmark West Virginia Super Blue Plus 1st Quarter 2012 Rates
High Deductible Health Plans (Health Savings Account HSA Eligible)
Highmark West Virginia HDHP $3,000/$6,000 Summary of Benefits
Highmark West Virginia HDHP $5,000/$10,000 Summary of Benefits
Highmark West Virginia HDHP (High Deductible Health Plan) 4th Quarter Rates
Highmark West Virginia HDHP (High Deductible Health Plans) 1st Quarter 2012 Rates
Highmark West Virginia Application
Click here for a West Virginia Health Insurance quote.
Highmark West Virginia Employer Group Plans
Highmark WV offers plans for businesses from 2 employees on up. They offer a variety of plans with varying deductibles, coinsurance percentages, prescription drug plans, and office copays. Click on the link below to see all of their small group offerings or contact us for help today at (304) 720-5641.
Highmark West Virginia Group Health Insurance Plans
To get quotes for a group, the group must complete a few simple steps. Each employee that wants to be included in the plan must fill out a universal medical appraisal form, and must complete all information on the three page form. Any employee who wishes to waive coverage must complete the first page of the form and sign at the bottom in the waiver section. Highmark requires that the group also submit the Group Application and the most recent tax and wage/unemployment report.
Once we receive these forms, we will submit the group to Highmark for a firm, underwritten quote. This typically takes 1-3 weeks, depending on how complete the information is.
Contact us for a Highmark WV Group Health Insurance quote today
