What is Final Expense Life Insuance?

Final Expense, or burial insurance, is a life insurance policy designed to help with end of life expenses such as a funeral.  This type of policy is generally $5,000-$50,000 in death benefit, and can be obtained even if a person is not in the best of health.  No medical exam is required, but a person applying will have to complete medical questions in order to obtain a policy.  Depending on a persons health, they may be offered a modified policy or a higher rate.  There are situations when a person will not be offered a policy, but these policies are easier to get than fully underwritten policies. 

A final expense policy can provide a tax-free benefit to your loved ones to help pay for a funeral, taxes (probate), medical expenses, and other bills that come at the end of life.  Final Expense Life is Whole Life insurance, and not term.  For many, it can be a safeguard against having to rely on family to pay for bills.

Final Expense offers:

• Up to $50,000 in protection

• No medical exam and limited or no medical questions

• Guaranteed Premiums

Contact us Today for a Final Expense Quote or call us at (304) 720-5641.